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Wednesday, 26th July 2017

The Construction Industry Federation (CIF) has warned that any withdrawal of the Help-To-Buy (HTB) Scheme will further restrict Ireland's housing supply and compound the housing crisis.

CIF Director General Tom Parlon said: “The Help To Buy scheme has been a significant contributor to the growth in residential construction activity. Any suggestion of a withdrawal of this scheme could have a detrimental impact on confidence and the ability of house builders to maintain and increase their residential building programmes.”

“The Help to Buy Scheme has created a viable market for first time buyers and that has meant that banks have begun to lend once again to builders who are building starter homes again,” Tom Parlon said. “The house price inflation that we are seeing, is happening in the vast majority of cases, in the second-hand home market- a market that those availing of

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Wednesday, 26th July 2017

Ireland's housing crisis is getting worse and government targets for dealing with homelessness are not being met. This is causing real suffering, says Una Dunphy of People Before Profit, and is a disaster that could be avoided if the Government stopped relying on the private business sector to provide housing for homeless families.

The homeless are being left in emergency accommodation for a lot longer than expected and the government's main ‘move-on option' is family hubs, which are multi-family hostels for which rent is charged. These, however, look set to become the new poor law institutions of the future.

The government's policy, says Ms Dunphy, of relying on the private market to solve the housing crisis has failed. That same private market gave us the Celtic Tiger bust – so it is hardly surprising that it won't solve the current housing crisis.

People

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Wednesday, 19th July 2017

Who remembers THAT letter?

“What letter?” I hear you cry!

In May last year, I wrote about a certain Neville Chamberlain’s political faux pas, which defined his office as Prime Minister of “Blighty”. On the 30th September 1938, after a meeting with

Chancellor Adolf Hitler, Chamberlain returned to England, via Heston Airport. He exited his “Corporate jet” waving a letter from his now BFF, announcing that there would be, “Peace for our time.”

Chamberlain, in those few brief minutes, was claiming that he had singlehandedly stopped the prospect of Armageddon. He had prevented World War II.

Scroll forward just under twelve months, to the 1st September 1939, which we now recognise as the

“Official start date” of WWII. For all

Chamberlain’s letter waving and pontificating, there was no substance to Chancellor Hitler’s letter. In fact we now know, that the letter was used to stall for time,

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Wednesday, 19th July 2017

John Smiles

Qualified Financial Advisor

In investment terms, what is Alpha?

When discussing investment strategy, investment fund managers and analysts talk about alpha and beta.

Beta is defined as the element of investment return or portfolio returns that can be explained by market risk, or by exposure of the investment to the market. This is the return any investor would expect to receive from the market just for being invested.

Most investors seek to get the highest return possible on their investments for the least amount of risk. This extra return above the beta can be measured by alpha. Alpha is understood to be a measurable way to determine whether a manager's skill has added value to a fund on a risk-adjusted basis.

The very existence of alpha is controversial, however, because those who believe in the efficient market hypothesis (which says, among other things, that

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Wednesday, 19th July 2017

Abhaile, the free mortgage arrears service, administered by the Money Advice and Budgeting Service (MABS) has invited local community advocates to an information evening at the Woodlands Hotel on July 24th.

A recent study* conducted by the Citizens Information Board (CIB) and based on research** from the Central Bank, revealed that 9% of mortgages in Co. Waterford are in arrears. In addition, almost 66% of people are unaware that there are free support services available to homeowners in mortgage arrears.

Bobby Barbour, Manager, Abhaile said;

“Since its introduction last October, Abhaile has supported over 4600 homes owned by people in mortgage arrears. We want to continue to reach people that Abhaile may be able to help. We want to connect with well-known people in the community to ask

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Wednesday, 12th July 2017

Michael Garland,

bizBoost Chair,

Waterford Business Group

Forget the first 100 days, Leo’s first 100 hours were mighty!

Michael Garland,

bizBoost Chair,

Waterford Business Group

“Just where were ALL the people?”

A “BIG, BIG” well done to ALL the people from Waterford, Wexford, Tipp, Kilkenny and the wider South East region, who ventured by car, bus and train, to the Dáil last Tuesday, the 4th of July.

This was certainly not our “Independence Day”.

To those who had to take timeout from family holiday activities, booked a day’s annual leave and rearranged meeting appointments to travel to Dublin – “I salute each and every one of you!” The most precious time we can give to any cause is our own free time. To give this up for the benefit of others, is a very special commitment and sacrifice that so few, in reality, are really willing to make.

I would estimate

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Wednesday, 12th July 2017

John Smiles

Qualified Financial Advisor

Organ donors and Serious Illness Cover

Organ Donation and Transplant Ireland (ODTI) was established to provide governance, integration and leadership for Organ Donation and Transplantation in Ireland. The Office is dedicated to saving and improving lives by improving organ donation rates in Ireland.

ODTI is responsible for the delivery of the National Organ Procurement Service for Ireland and also maintains the Living donor register in accordance with data protection legislation.

Organ transplantation takes place in three national transplant centres. Beaumont hospital provides kidney transplantation and is the national centre for living kidney organ donation. Mater hospital provides heart and lung transplantation.

St Vincent's hospital provides liver and pancreas transplantation. Children are referred to the UK for heart, lung and liver transplants.

Organ donation is where a person offers their organs for transplant. Their organs are given to someone who has damaged organs

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Wednesday, 12th July 2017

O’Shea O’Toole Auctioneers is happy to offer this exceptionally attractive detached family home with bright well proportioned accommodation 150 sq.m (1,614 sq.ft.) to the market.

Accommodation – Entrance Hall, Sep w.c. Sittingroom overlooking front garden, a fine size Diningroom, Livingroom with patio doors to rear garden, spacious Kitchen/Breakfast room with Oak built in units and Utility Room, Upstairs there are 4 bedrooms, master with en suite and a family bathroom.

The gardens are a particular feature of the property with a nice variety of mature trees to the front, a driveway with parking area and lawns, the back garden enjoys lovely privacy and has a good size shed/workshop.

Located close to all amenities. Highly sought after location. Easy access to the city centre. On a bus route. Private quiet cul de sac position. Good off street parking. Teak double glazed windows. Oil fired

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Wednesday, 12th July 2017

The Minister of State for the Office of Public Works and Flood Relief, Kevin ‘Boxer’ Moran T.D. has welcomed progress on the once-off targeted Voluntary Homeowner Relocation Scheme.

The Minister said, “The OPW is progressing with the first stage of the process and is working with local authorities across the country, using their extensive detailed local knowledge in relation to homes that flooded, between 4 December 2015 and 13 January 2016, to identify those homeowners that may be eligible under this humanitarian scheme”.

Homeowners can also express an interest in the scheme. Minister Moran said, “This is a once-off initiative and I wish to remind those homeowners whose primary home flooded in winter 2015/2016 that they can express their interest in the scheme by returning the relevant documentation to the OPW to arrive on or before 28th of July. Further information on

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Wednesday, 5th July 2017

Michael Garland,

bizBoost Chair,

Waterford Business Group

Forget the first 100 days, Leo’s first 100 hours were mighty!

“We loves an auld report, we do!”

It has to be said, that we here in Waterford just love to get one “Auld report” after another, telling us just what we already know! The problem being, that those with parish pump vested interests in looking after their own constituents do not unfortunately, operate out of Waterford City and County. The power brokers, as we know, live somewhere else in this wee green island on the edge of Europe.

The Net result, is that Waterford has a veritable national library of reports, gathering dust in filing cabinets, desk drawers and being used as doorstops. I even saw one last week in a pub, stopping a table from wobbling (didn’t really, but you get my drift)!!!

The latest WIT South East

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Letters to the Editor

  • OUR VIEW

    Celtic BounceThat our economy has steadily been getting better in the last number of years is something that won't be lost on most people. In fact things were so bad for so long at one period that there was no other way but up. Things are getting better but the questions have to be how much better and for whom? That there has been a bounce in our economy was witnessed by the better than average trading figures for the Christmas and New Year period. People did have more money to spend and they went ahe …

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