Sunday, 19th August 2018
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Wednesday, 18th April 2018

While the economy is improving, the ease at which Irish businesses can get the necessary funding to grow is worse than it was 2 years ago and represents the dominant barrier for new businesses. This was the primary contention evidenced by the latest Big Red Cloud Business Sentiment Survey.

The leading supplier of online accounting software to the Irish SME market asked 250+ business owners/managers throughout Ireland their opinion on what they believe are the primary challenges faced by entrepreneurs, as well the main hurdles faced by already established SMEs. The software providers then compared the findings with the same Big Red Cloud survey conducted 24 months ago.

Speaking of the findings Marc O' Dwyer, CEO of Big Red Cloud,"Sourcing the funds to propel your business forward is always a challenge, but it's notable that in the last 2 years, more business

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Wednesday, 11th April 2018

Michael Garland,

bizBoost Chair,

Waterford Business Group

"Look at me! I’m a Kestrel."

Isn’t nature a wonderful thing? In many ways, a metaphor of our lives. Just when you think you have figured it out, it well and truly turns around and bites you on the backside. There was I and probably thousands of others, thinking that Spring had sprung last week. Then, I put on my new, thinner Lycra to pedal a few more hundred kilometres around our stunning county and suddenly there’s another cold, windy spell of "Unseasonable" weather. Just when will the doubt end?

When will we see a return to the better conditions, which define the Sunny South East?

Whilst out cycling last weekend, I noticed dozens of farmers’ 4x4s, pulling trailers, horse boxes and all manner of load bearing platforms, collecting much needed silage or fodder, for hungry animals, which have

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Wednesday, 11th April 2018

John Smiles

Qualified Financial Advisor

What are the political risks for investors in 2018?

The proliferation of weapons of mass destruction, terrorism and a newly emboldened Russia shows us the world is an unsettled place but financial markets seem to be calm. Most of the recent gains in markets have happened despite possible Russian interference in the US Presidential election; North Korean missile launches and various other potentially alarming events.

This is not unusual behaviour for markets. Since the Second World War, the US S&P 500 has fallen by an average 3.5% in response to shocks from the Cuban missile crisis to the 2014 Crimean conflict. Typically markets regained their losses within an average of 5 days.

The huge liquidity from central banks has helped maintain calm. The knowledge that strong institutions, such as central banks, will intervene in times of crisis, comforts investors, as

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Wednesday, 11th April 2018

Waterford businesses getting greener

The SMILE Resource Exchange has just launched a new environmental support programme available for businesses in Co Waterford interested in finding efficiencies or new opportunities within their current wastes and by-product streams.

This new addition to the SMILE service offering means that members can avail of free expert environmental assistance to identify potential resource efficiencies within their processes, alternatives to recycling or landfill, new product opportunities, linkages with other companies and associated savings.

SMILE Resource Exchange is a national programme that connects businesses throughout Ireland that can reuse each other’s surplus materials, offcuts and waste. The programme now has over 1,500 business members nationally and over 454 successful synergies recorded to date. This equates to an estimated 35,000 tonnes of material diverted from landfill or recycling and a combined cost saving for businesses of over €6.4m million.

"With sustainability fast

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Wednesday, 11th April 2018

The countdown is on for Waterford’s biggest networking event of the year as Waterford Chamber gear up for their annual Business Expo.

'The Ultimate Business After Hours’, which is sponsored by BMCI Insurance & Investments Ltd., will take place on Thursday, April 19th at George Corbett Motors on the Cork Road from 4.30pm to 7.30pm and it is free for the public to attend.

Stop by and join in the fun as local businesses put their best foot forward and showcase their fantastic services. There will be giveaways, fairytale characters, a chance to meet Olympic athlete Thomas Barr and Munster rugby star Jack O’Donoghue and much much more.

WLR’s Teresanne O’Reilly will be broadcasting live throughout the day and Waterford Chamber President Paul Nolan says it’s definitely a date for the diary.

"Promoting our members and facilitating networking opportunities is to the core of

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Wednesday, 4th April 2018

Michael Garland, bizBoost Chair,

Waterford Business Group

It’s time to make

"A Holy Show of Oneself!”

Believe it or not and despite the very recent unseasonably bad weather, we are nearly in the middle of Spring. Summer time will be here before we know it, allowing us time to look forward to the visiting hordes, descending on Waterford City and County, in their tens of thousands. To ensure that these visitors come back, we must ALL play our part in making our tourists welcome. After all, the best type of holiday-maker is the one who comes back!

Hopefully they bring with them three or four family members, other relatives or a bus load of friends! Repeat business, as our Waterford Hotels will attest, is the easiest sell, offering the best value for money, in terms of communicating, marketing and securing bed nights.

A long time ago,

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Wednesday, 4th April 2018

John Smiles

Qualified Financial Advisor

Shopping online and retail’s pain

More people are shopping online because it is easier and more convenient. It makes for a more competitive and fast-moving battleground for retailers and increases disruption among real estate markets.

The move to online shopping has a negative effect on our high streets but is having a positive effect on industrial buildings that deal with logistics. The industrial real estate sector has changed significantly over the past 10 years. The increased demand has been driven by traditional retailers re-shaping their supply chains; third-party logistics companies and the rise of e-commerce operators. Amazon has dominated UK logistics take-up in recent years as it seeks to build capacity into its supply chain.

This surge in demand has driven commercial real estate performance globally and industrial property outperformed the all-property benchmark in most regions in 2016.

As more institutionalised

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Wednesday, 4th April 2018

House prices nationally rose by 2.5% during the first three months of 2018, according to the latest House Price Report released today by Ireland’s No.1 property website, Daft.ie. The average price nationwide was €247,000, 7.3% higher than a year ago. Compared to their lowest point in 2013, prices nationwide have risen by an average of 50% or just over €82,500.

In Waterford City, prices in the first three months of 2018 were 7% higher than a year previously, compared to a rise of 14% seen a year ago. The average house price is now €165,000, 57% above its lowest point. In the rest of Waterford, prices in the first three months of 2018 were 9% higher than a year previously, compared to a rise of 6% seen a year ago. The average house price is now €211,000, 47% above its lowest

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Wednesday, 28th March 2018

Michael Garland,

bizBoost Chair,

Waterford Business Group

The truth is a powerful thing, as nobody expects it!

In our world of instant news, via 24-hour satellite TV and social media, it is an interesting debate as to whether or not we are influenced by what is real or fake. We all know that The Donald has been making hay, by constantly trumpeting on about "Fake news". He has singled out every news channel for his twitter treatment. In fact, I am beginning to wonder if there is a news source that The Donald hasn’t targeted?

Finding the truth in news stories and our day to day lives, for that matter, is becoming harder and harder to unravel. As examples, the Facebook revelations last week and the data harvesting of all our information, by companies likes Cambridge Analytica. Were we really so surprised, to find out

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Wednesday, 28th March 2018

John Smiles

Qualified Financial Advisor

Life Insurance - Perception v Reality of claims paid

Last year, Irish Life Assurance, Ireland’s largest life insurer, commissioned a study of life insurance perceptions in Ireland. The study was conducted by Coyne Research in December 2017 and the results are based on a nationally representative sample of 1,000 adults.

The most surprising finding, from Irish Life’s perspective was that Irish adults believe that overall, only 51% of all life claims made are actually paid out.

In 2017, Irish Life itself paid out an average of 95% of all the claims made. Of these, 98% of all death claims were paid, as were 90% of Specified Illness claims and 96% of malignant cancer Specified Illness Cover claims.

Most people think Life Insurance gives financial security to their family should they die. But it also offers ‘Living Benefits’ that can help financially,

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Letters to the Editor

  • Our View

    Rush to CriticismThere are not many people who at this stage have not heard about the Cash family and what happened to them. The mother and six of her children had to seek accommodation in the Tallaght Garda Station last week as they had absolutely nowhere to turn to. It led to an outcry as pictures of the young children sleeping on seats were posted to social media by the mother.Understandably there were a lot of people who were saddened to see that in this day and age that a family had to resor …

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