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Wednesday, 30th September 2015

The average rent for all dwellings in the private rented sector in Co. Waterford in Quarter 2, 2015, and which were registered with the Private Residential Tenancies Board (PRTB) was €544. This was up €1 when compared to the average rent in Q1, 2015, when the amount was also €543, and was up €4 when compared to a year earlier, in Q2 2014.

This data comes from the latest PRTB Quarterly Rent Index which is compiled by the Economic and Social Research Institute (ESRI) for the Board. It is the most accurate and authoritative rent report of its kind on the private accommodation sector in Ireland. This is because it is based on the actual rents being paid, according to the PRTB's records, as distinct from the asking or advertised rent.

If people are interested in looking at the rent that applied

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Wednesday, 23rd September 2015

No 5 Oakley Drive is an exceptional home in a superb location.

Grantstown Village on the Williamstown Road is a popular mature residential development with immediate access to schools shopping all services and amenities. This beautiful home has been lovingly maintained by the current owners and is presented to the market in walk in condition.

Accommodation on the ground floor includes Ent Hall, guest wc, 2 reception rooms with solid fuel stoves, a sleek and stylish kitchen with a high gloss finish and granite worktops, a utility and a large living dining room that opens to the patio and garden.

The first floor provides 4 spacious double bedrooms with plenty of room for study, sleep and storage with the master ensuite and a luxurious family bathroom with free standing bath.

Outside

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Wednesday, 23rd September 2015

John Smiles

Qualified Financial Advisor

Do annuities still provide value?

When taking retirement benefits you will usually be offered a choice between purchasing an annuity – a pension for life or investing in an Approved Retirement Fund [ARF] and taking an income from the invested amount. While many retirees might prefer to invest in the ARF, there are a number of instances where it might make financial sense to buy an annuity.

- Single persons with no dependants have a primary need to provide them with an income in retirement. They don’t need to provide for dependants and therefore don’t need to preserve retirement capital. An annuity will provide them with the guaranteed income they require and if they are in poor health, an enhanced annuity may yield a better income than a standard annuity.

- Retirees with small pension pots who have maximised their

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Wednesday, 23rd September 2015

KBC Bank’s Waterford hub on High Street has launched a three month pilot project with Phlok, the innovative mobile app and social network that rewards customer loyalty and engagement with points to spend with participating retailers in the community.

From 14th September 2015, Phlok users who sign up for a new current account in KBC’s Waterford hub will receive €15 worth of points in addition to all the benefits of a KBC current account, including free contactless debit card purchases, free online and mobile banking, as well as bonus rates on personal loans, mortgages and regular savings.

KBC’s new current account offer runs for a limited time until 14th December and new customers interested in finding out more can call into the hub on High Street, where Hub Manager Brendan Hardiman and the local KBC team will be on hand to help.

Since

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Wednesday, 16th September 2015

Small to Medium enterprises (SMEs) across all sectors in Waterford have until Friday, 25th September to enter the 2015 Ulster Bank Business Achievers Awards. The awards have already attracted a large number of entries from across the country.

The 2015 Ulster Bank Business Achievers Awards are Ireland’s longest running award scheme for SMEs and over the years have recognised and supported the potential of many now high-profile businesses and entrepreneurs.

Speaking about the awards, Pat Horgan, Regional Director – South, Ulster Bank said: "I would strongly encourage Waterford businesses to enter. The application form takes approximately 30 minutes to complete and this time could prove invaluable for your business. Successful entrants will benefit from networking and public relations opportunities at each stage of the awards, giving them the opportunity to showcase their businesses on a local and national platform."

Entries are open to

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Wednesday, 16th September 2015

John Smiles

Qualified Financial Advisor

What’s happening on world stock markets?

"The Great Fall of China" is the term used to describe the collapse in world stock markets on Monday 24th August 2015. The FTSE and S&P 500 indices both fell by over 10% and the German DAX together with most Emerging Market indices all fell by 20% or more. This is deep in correction territory and the falls were due to fears that China’s economic growth was running out of steam.

The collapse of the China stock market was followed by a currency devaluation of 8% the following day.

Market bears warned that China was heading for a hard landing and despite already significant declines in commodity funds and in Emerging Markets Funds; there was scope for further losses. It was suggested that the currency fall was the beginning of a currency war to

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Wednesday, 16th September 2015

In today’s economic climate many businesses require additional office skills from prospective employees. A working knowledge of the Irish payroll system is an excellent skill to add to ones CV.

Learners who successfully complete this course will have a thorough knowledge of basic PAYE computations to include the cumulative, week 1 and emergency tax basis. Learners will learn and understand PRSI and USC computations, how to deal with starters and leavers, file revenue forms and year end procedures.

This course is delivered through lectures, case studies and assignments. Successful participants will be awarded a component FETAC Manual & Computerised Payroll Level 5 award.

The course commences on 2nd October 2015 in Waterford and will run for one day per week for four Weeks. Fully funded places are available for eligible jobseekers.

For more information contact GPA Solutions on 091 562 838 / This

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Wednesday, 16th September 2015

Seán Kelly MEP (Ireland South) has welcomed the announcement of a €500 million package of measures to support European Farmers by the European Commission. Mr Kelly went on to praise the European Commission for taking "much needed action" at a time of great distress for farmers, adding that he is looking forward to seeing the details on how this package will be distributed at national level.

"The announcement of this package is an important, positive development for struggling European Farmers. Funding to allow for advanced payments, the stabilisation of markets, and measures to improve the functioning of the supply chain were all urgently needed, and their announcement will help to improve prospects for our farmers"

The package proposed by the Commission will also address a number of wider societal issues, notably the current Migration Crisis. Mr Kelly noted that incorporating the biggest

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Wednesday, 9th September 2015

Mr. Paudie Coffey, T.D., Minister of State at the Department of the Environment, Community and Local Government, has announced that the new regulations that will ease the application of the Building Control (Amendment) Regulations 2014 (S.I. No. 9 of 2014) for single dwellings and for domestic extensions commenced September 1st.

Ministers Coffey announced in early August that following a review of S.I. No. 9 of 2014 after 12 months in operation, he had decided to make new amendment regulations that remove the mandatory requirement for statutory certificates of compliance in respect of a new dwelling on a single unit development or a domestic extension.

An owner, which includes self-builders, of such projects will be given the choice to opt out of statutory certification and may instead demonstrate by alternative means that they have met their general obligation to build in accordance with

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Wednesday, 9th September 2015

John Smiles

Qualified Financial Advisor

Should I save for university fees?

At this time of year, images of teenagers celebrating their Leaving Cert results are all over the media. While their parents will no doubt be sharing the joy, those whose offspring are destined for university or further education may have more mixed emotions. It is not so much an empty nest syndrome; it's more like empty wallet syndrome.

Paying for a university education is a considerable investment, never mind the cost of filling the student fridge with essentials such as lager and bacon.

Recent research on funding education costs has revealed the lengths to which parents go to make these three or four years of study and socialising possible for their children. A quarter of parents are prepared to empty their bank account completely, while one in ten would consider selling the family home.

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Letters to the Editor

  • OUR VIEW

    Time to WorkAfter taking an inordinate amount of time trying to work some sort of viable Government we have at last a Dail that looks set to finally start working. Of course it is not going to be the usual sort of Government considering the fact that it is a minority Fine Gael led coalition that it is reliant on the goodwill of Fianna Fail but that doesn't mean to say that the Government can't get some substantive work done during whatever period of time it is in power. No one is expecting that this Gov …

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