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Wednesday, 20th July 2016

The annual Waterford Chamber Golf Classic took place at Faithlegg Golf Club on Friday, 15th July. The classic four-person team event with a shotgun start began at 2pm and prizes were awarded for first, second and third place as well as for nearest the pin and the longest drive, all sponsored by the House of Waterford Crystal.

The prize winners include KBC Bank in first place, followed by Anderco in second place and Sun Life Financial in third place.

Commenting on the Golf Classic event at Faithlegg Golf Club, Laurent Borla, Chamber President said, "This has been another fantastic event for all of our members, existing and new to come along and enjoy a great day of sport and network. It is great to have the House of Waterford Crystal return as sponsors of the fantastic prizes again this year and we

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Wednesday, 13th July 2016

Analysis by the Construction Industry Federation shows value of repair, maintenance and improvement work in the construction industry in Waterford was over €105million in 2015. Nationally the figure was over €4.2 billion in 2015, or 34% of an industry worth €12.5 billion.

Fuelled in part by Home Renovation Incentive (HRI) which was introduced by the Government in late 2013, a total of €13.09 million has been spent on over 990 projects by homeowners in Waterford. At an average spend of €13,222 per project, homeowners embarking on minor home renovations and energy upgrades have provided a huge incentive to the legitimate construction contractors, rather than losing it to the black market. The extension of the Home Renovation Incentive to rental properties in late 2014 has also added further activity to this sector.

The figures are contained in a county by county report by

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Wednesday, 13th July 2016

€5,000 back in cash on a €250,000 mortgage

EBS has announced it is offering 2% back in cash to customers who draw down new mortgages between now and 31st October 2016.

EBS customers will receive €2,000 back in cash for every €100,000 in new mortgage borrowing drawn down. For example, a typical customer borrowing €200,000 will receive €4,000; a customer borrowing €300,000 will receive €6,000 and a customer borrowing €400,000 will get €8,000 back in cash.

EBS Chief Executive Des Fitzgerald said: “Our research has found that some customers, especially first-time buyers, have a strong appetite for cash offers, but still want to avail of very competitive mortgage interest rates. This new offer, coupled with EBS’s low mortgage interest rates, is designed to meet their needs. We are now offering our customers 2% of their mortgage back in cash, a substantial sum that

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Wednesday, 13th July 2016

John Smiles

Qualified Financial Advisor

What’s the problem with Italian banks?

It is estimated that the banking sector in Italy has about €200 billion of gross non-performing loans. Experts say that it will require about €40 billion to recapitalise the banks and put them on a sound financial footing.

At first sight, this does not look like a lot of money compared to the recent Greek bailout costing €86 billion. Italy is a larger and far stronger economy and €40 billion is less than 2.5% of GDP.

Italian Prime Minister Renzi wishes to recapitalise the banks with a state bailout and sort the problem. However, in 2015, the Eurozone introduced new rules, the Bank Recovery and Resolution Directive [BRRD]. This seems to rule out Mr Renzi’s simple and painless approach.

According to BRRD, any government funding is conditional on ‘burden sharing’ where the stakes of shareholders

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Wednesday, 13th July 2016

This impressive red brick built 4 bedroom detached south facing bungalow with mature Landscaped gardens in introduced to the market by O’Shea O’Toole auctioneers.

The well laid out accommodation has nicely proportioned light filled rooms. Located in a highly sought after area close to Tramore Town centre, Waterford city is 7 miles and there is easy access to Waterford Airport 5 miles, Waterford University Hospital 6 miles and Waterford Institute of Technology 7 miles.

Tramore is an attractive sea side town population c. 12,000 with all modern amenities which include good shopping facilities, highly regarded schools, award winning hotels, pubs and restaurants, its renowned 3 mile sandy beach and sand dunes excellent water sport facilities, cove’s, coastal walk, golf course and horse racecouse.

ACCOMMODATION Entrance Porch, Entrance Hall, Sittingroom, Livingroom cum Kitchen, Utility Room, Separate w.c. Main Bedroom with en suite dressingroom, shower

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Wednesday, 6th July 2016

Michael Garland, bizBoost Chair, Waterford Business Group

Smiles through gritted teeth!

I was fortunate to attend last week’s Council meeting to elect the new Metropolitan Mayor, or Metro Mayor as it has now been shortened to, of Waterford City. As a side note I still read, via the interweb and social media, that there is continued confusion as to why we have two Mayors. Yes, we have one “Senior” Mayor for the City and County, who oversees the full plenary Council meetings of 32 Councillors and we have a Metropolitan Mayor of Waterford City, who oversees the Council’s Metropolitan District meetings of 18 Councillors. In addition there are the Comeragh District, 6 Councillors, and Dungarvan/Lismore District, 8 Councillors, neither of which has a mayor, but they each have a Chairperson. In the future they may well wish to elect their own Mayors,

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Wednesday, 6th July 2016

Whilst Councillor Mulligan welcomes the Government’s decision to increase Rent Supplement, he emphatically states that this must be part of number of additional measures implemented to tackle the housing crisis. He expressed his concern that once again, it appeared, Waterford has been relegated to the bottom of the queue when the new limits on Rent Supplement come into effect from 1st July 2016.

“In my recent submission to the Housing and Homelessness Committee I advocated at least a 25% increase for the Waterford area and what we have ended up with is a circa 14% increase, for a couple with three children, which pales into insignificance when compared to some increases across the Country.

For example, there have been average increases of 29% in Dublin, 21% in Cork City and Galway City, and 25% in Laois and Roscommon.

Yet Waterford, one of the

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Wednesday, 6th July 2016

John Smiles

Qualified Financial Advisor

Brexit - what now?

The British people voted by 52% to 48% to leave the EU, symptomatic of the growing anti-establishment movement that is becoming a global issue. The initial reaction has been very negative as this result was clearly not expected and therefore it was not priced into markets.

There may be some near-term investment opportunities, it’s important to recognize the global economic implications of this, especially as the global economy is already very fragile. The vote will heighten fears that the U.K. will enter recession and this may call into question the future of the EU as we know it.

The U.S. dollar and the Japanese yen are expected to strengthen, weighing on corporate earnings and economic growth for both economies. China is also reliant on the health of the European economy, as it has substantial exports to

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Wednesday, 6th July 2016

Fianna Fáil TD Mary Butler says the Government’s decision to increase rent supplement, was one of her party’s priorities and in line with the Confidence and Supply Agreement with Fianna Fáil.

Commenting on the announcement Deputy Butler said, “A rent supplement increase was a very important feature of both our election manifesto and discussions with Fine Gael to secure a minority Government.

“Fianna Fáil negotiators fought for an increase in rent supplement during the minority Government talks which took place earlier this year. Despite fierce opposition we forced for this vital measure to be contained in the agreement between our party and Fine Gael. For the past three years Fine Gael watched this situation deteriorate.

“Too many families in my constituency have been troubled by the risk of losing their homes due to rapidly rising rents for some time now. From July 1st,

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Thursday, 30th June 2016

Michael Garland,

bizBoost Chair,

Waterford Business Group

Ifs, buts and maybes!

As a passionate Scot, I could not let this week go by without writing about the Auld Country and of course the Brexit Referendum. With the mountains of dust beginning to settle, on what was an astonishing decision for both the remain and leave faction, I get the very distinct impression that politicians on both sides of this troublesome fence have been, at best, stretching the truth and at worst, telling big fat porky pies!

From across the Irish Sea, where we are slightly removed from the real political bandwagon - that Big Red Bus with its dubious £350 million statement - we were only getting snippets of news, reports and sentiment, as reported through RTE.

However, if you are interested in politics, as I am, you would have been tuning into the BBC, Channel

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Letters to the Editor

  • OUR VIEW

    Travel chaos as strike likely to go aheadWith the Bus Eireann strike for February 20th looking as if it will go ahead it seems that the workers in that particular section of the C.I.E. company will get the overwhelming support from their co-workers in Bus Eireann and Irish Rail. This will mean that public transport in the country will effectively come to a standstill next week. Considering that some bus stations share the same facilities between Bus Eireann and Dublin Bus it is understandable that some p …

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