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Wednesday, 13th August 2014

Waterford property company, Bookaroom.ie has branched out into the investor sales market

Solely focused on the investor market, apartments will be sold under the Liberty Blue Property Sales division offering a guaranteed rent for purchasers.

Right now is a great time to invest in Waterford according to Regina Mangan, owner of Bookaroom.ie. :

"Property is likely to see an upswing in the next seven to ten years, so investors can now buy property at its lowest level. Interest rates in the banks are at an all-time low and a private investor would be very lucky to secure 2% on a cash deposit, whereas our rental guarantee is offering 5%-6% return on investment when all factors - including government PRTB, Local Property Tax and complex management service fees - are taken into account. Our rental guarantee is only available on select properties that we

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Wednesday, 13th August 2014

In a nutshell it’s "hassle free letting". Landlords will receive fixed monthly payments regardless of whether the property is vacant or let. Liberty Blue Property Sales will offer a three to five year contract during which they will manage the property. There are no agent letting fees or commissions to pay during the term.

Owner, Regina Mangan said:

"I believe offering a rent guarantee demonstrates our confidence in the market. It protects the landlord from vacant periods and offers a lot of comfort for the investor. We will be extremely selective about both the properties and tenants we take on. We have the liquidity to guarantee the rent in the event of any void periods. Landlords will know exactly how much to expect into their bank account each month on the same day and we even pay when the property is empty.

We

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Wednesday, 6th August 2014

Does drinking alcohol affect my ability to get life cover?

Over 90% of the adult population in developed countries drink alcohol and over half of all Irish drinkers have a harmful pattern of drinking and we continue to rank among the highest consumers of alcohol in the EU.

Every seven hours, someone in Ireland dies from an alcohol related illness and there are almost twice as many deaths due to alcohol as all other drugs combined. Alcoholic liver disease rates and deaths almost trebled from 1995 and 2007. Alcohol-related disorders were the third most common reason for admission to psychiatric hospitals between 1996 and 2005. In 2006/2007 alcohol was a factor in 41% of all cases of deliberate self-harm and in one study of Irish people who died as a result of suicide, more than half had alcohol in their blood.

Heavy drinking

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Wednesday, 6th August 2014

Two bed fourth floor apartment with balcony located in the popular financial centre of Maritana Gate directly adjacent to the Peoples Park. Only minutes walk to the City Centre, De La Salle College, Newtown, Waterpark and Saint Declans Schools.

This fully furnished property is fitted out to a high standard and features landscaped rooftop gardens. Entry is via an intercom system and accommodation comprises of entrance hall, sitting room, fully fitted kitchen with tiled floor and integrated appliances including fridge freezer, washing machine, dishwasher, oven and hob. Also included in the accommodation is a bathroom, two spacious double bedrooms, main with en-suite and balcony. The property has the benefit of aluminium double glazed windows and electric storage heating.

Whether you’re looking to get on the property ladder or just a shrewd investor, this property is excellent value for money.

BER Rating: E1 BER

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Wednesday, 30th July 2014

John Smiles

Qualified Financial Advisor

Smokers of all ages pay more for their life insurance than those who don't smoke because tobacco use is the single most avoidable cause of death, disease and disability.

In the EU, it accounts for 700,000 deaths per annum of which 5,200 lives are lost in Ireland.

In 1912 it was first proposed that the inhalation of tobacco smoke might be the cause of lung cancer. Since then, knowledge about the significant health effects of smoking has increased exponentially. Mortality risk from smoking can be seen in cancer, emphysema and chronic respiratory disorders as well as morbidity contributing to heart disease, diabetes, sleep apnoea and bronchitis.

Nicotine is a psychoactive drug that is absorbed into the blood stream either through the lungs or the sub-mucosal membranes. It is considered to be the most addictive of all psychoactive substances rating higher

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Wednesday, 30th July 2014

The average price of a three-bed semi in Waterford has risen by 3.08% in the first six months of the year, a according to a national survey carried out by Real Estate Alliance.

The price of an average three-bed semi in the county is now €134,000, a rise of 7.24% over the past 12 months, the Real Estate Alliance Average House Index has found.

REA O'Shea O'Toole in Waterford City report that the market is improving, with the average time to sell a property dropping from 24 weeks a year ago to 12 weeks now.

REA Spratt in Dungarvan have seen a 50% increase in activity, with the time to sell a property falling to 6 weeks, from 12 weeks a year ago.

The price of an average three-bed semi nationally has risen by 11.12% to €170,074 since the end of December.

In Dublin city,

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Wednesday, 30th July 2014

LATEST DATA FROM PRTB QUARTERLY RENT INDEX

The average rent for all dwellings let in County Waterford in the first quarter of this year, and which were registered with the Private Residential Tenancies Board (PRTB), was €559. That was slightly down (?5) when compared to the prevailing average rent in the first quarter of last year, when the amount was €564.

These findings are drawn from the PRTB's Average Rent Dataset, which is part of a comprehensive Rent Index which is compiled for the board by the Economic and Social Research Institute (ESRI). It is important to bear in mind that the average rent cited above is based on rents registered with the PRTB for all dwelling types (houses and apartments; one, two or more rooms).

However, if people are interested in seeing the rent that applies to different dwelling types (number of

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Wednesday, 23rd July 2014

John Smiles

Qualified Financial Advisor

What is FATCA?

FATCA stands for Foreign Account Tax Compliance Act and it is an agreement between the US and Ireland. It obliges Financial Institutions in Ireland to identify and potentially report US persons, with whom the Financial Institution has a relationship, to the US Internal Revenue Service (IRS) as these US Persons may be obliged to pay tax in the US.

The Irish Government has signed an Inter-Governmental Agreement (IGA) with the US Government to participate in the initiative. The US Government has a similar agreement with many other countries including the UK to participate in FATCA.

Since 1st July, Financial institutions in Ireland are required as a matter of Irish law to seek answers to certain questions for purposes of identifying those accounts which must be reported to Irish Revenue for onward transmission to the US Internal Revenue

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Wednesday, 23rd July 2014

Manor Properties are pleased to offer this ideal starter home for sale in Ard na Greine at a very realistic price.

This two story 2 bedroom terraced property comes to the market in good order but in need of slight modernization, The down stairs accommodation consists of a good size living room leading on to a utility room and Kitchen and toilet and back hall leading on to the large rear garden. The upstairs accommodation consists of 2 double bedrooms and a hall way all rooms up stairs are carpeted while the down stairs is vinyl floor covering and laminate wood flooring.

The rear garden is approx 80 foot long with the benefit of a garden shed.

This property is a perfect starter home set in a mature area of the city or indeed an excellent investment property for some one looking to

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Wednesday, 23rd July 2014

Bank of Ireland has announced new credit approvals to SMEs for the first half of 2014 of c. €2.1 billion, up 7% on the same period last year. The €2.1 billion figure includes new and increased lending, and does not include restructures.

Bank of Ireland has approved over 85% of credit applications from SMEs in the year to end June, with increased activity evident in the key Motor, Agri and Property sectors. The Agri sector in particular has been performing strongly as it prepare for the abolition of milk quotas in April of next year. The Bank has seen a steady increase in both applications and approvals from this sector.

Bank of Ireland also reported that there has been a strong uplift in the overall motor market, with growth of 28% in the first half of the year. New business in the

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  • Fianna Fail looking to hook up...

    It would seem that Fianna Fail is already laying the groundwork for the next general election by trying to figure out if it could possibly go into coalition with another party in a bid to secure power. In a forthcoming Ard Fheis rank and file members will have the ability to even discuss the possibility that it would even, horror of horrors, go into coalition with the old enemy, Fine Gael.As everyone in the country knows Fianna Fail and Fine Gael are essentially the same party separated at birth by a Civ …

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