Thursday, 19th October 2017
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Wednesday, 8th March 2017

Michael Garland, bizBoost Chair,

Waterford Business Group

A flag worth flying, but few know from where!

Last weekend, Waterford City hosted the annual 1848

Tricolour Celebration - a weekend event which commemorates the first ever raising of the Irish Flag, by Thomas Francis Meagher, at 33 The Mall.

The actual date that TF Meagher raised the tricolour was the 7th March 1848.

Meagher had a colourful history which is well documented in our Bishop’s Palace museum. He was born in what is now the Granville Hotel, educated in England, sent to Tasmania by the “Empire”, fought on the winning side in the American Civil War and is attributed with “Founding” the 69th Brigade. A pallbearer at

Lincoln’s funeral, involved in politics in Montana, he mysteriously disappeared after “Falling off” a steamboat into the Missouri River and his body was never recovered. It is these

International connections, which the

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Wednesday, 8th March 2017

John Smiles

Qualified Financial Advisor

Why do people use the Best Doctors service?

Aviva Ireland introduced the Best Doctors service to its policyholders in 2007. The service is available to the insured person, their spouse or partner, their children up to age 18 (or 23 if in full time education), their parents and their spouse or partner's parents. The types of policy covered under this service are: Mortgage Protection, Term Insurance, Specified Illness Cover, Pension Term Protection and Executive and Personal Income Protection policies. The service gives access to the world's top medical specialists when most needed, providing the ultimate peace of mind and is available at no extra charge.

When a serious illness strikes, it is clear that confusion, concern and doubt are key themes, which is why, for many protection customers, their journey to the best possible outcome will start with a

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Wednesday, 8th March 2017

Traditionally, those in rented accommodation have been less likely to insure their home contents, than those in owned homes. However, the lack of housing supply in certain areas of the country currently means that for many, buying their own home now seems like an unachievable aspiration. As a result, many families are creating a home for themselves in rented accommodation and amassing all the furniture, fittings and personal effects that come with making a family home.

Because of this, experts at http://www.insuremyhouse.ie say that it’s more important than ever for tenants, particularly those that are past the student or young adult stage, to consider putting appropriate financial protections in place to protect themselves against risk. The home insurance experts believe that as much as 50% of renters may not be insured.

Jonathan Hehir, Managing Director at http://www.insuremyhouse.ie explained,

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Wednesday, 1st March 2017

Michael Garland,

bizBoost Chair,

Waterford Business Group

They’re off and running... oh wait... maybe not!

Enda Kenny has announced that he will give clarity to his abdication, once he returns from his “Day of Destiny”, with President “The” Donald Trump. He will hand over a

Waterford Crystal bowl, filled with Irish Shamrock, after the customary St. Patrick’s Day celebrations.

I am pretty sure that White House protocol dictates that any plant or food presented as a gift is “Taken care of”, or destroyed by the Secret Service. What a sad sorry end to a not insignificant symbol signifying an actual long lasting friendship! I hope that at the very least the Waterford Crystal bowl remains intact, in the Oval Office next to Sir Winston, filled with M & M’s or Skittles!

Apparently, Enda managed to make his 11 minute announcement, at the weekly Parliamentary Party meeting, without

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Wednesday, 1st March 2017

John Smiles

Qualified Financial Advisor

Models and Reality

Without thinking about it, we make a lot of decisions about the world around us based on models that are only approximations of reality. For example, if you check the weather forecast before you leave home, you are relying on many imperfect assumptions in a meteorological forecasting model. This and other models can be helpful to an extent, but anyone who has been caught by an unexpected rain shower will know that models have their limits.

Professional investors use models to gain insights that help them make their investment decisions. But markets, like the weather, cannot be fully explained by a model that only approximates reality.

Much research is done in an attempt to improve financial models and debate often occurs over which model is “better”. These debates are unlikely to be fruitful; you cannot judge the

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Wednesday, 1st March 2017

Around the country, 14,500 small business owners and aspiring entrepreneurs expected to attend over 380 events during Local Enterprise Week in March.

The Minister for Jobs, Enterprise and Innovation, Ms. Mary Mitchell O’ Connor T.D. has welcomed plans by the Local Enterprise Offices (LEOs) to host more than 380 inspiring events around the country for an estimated 14,500 start-ups, aspiring entrepreneurs and business owners during Local Enterprise Week 2017. The focus of Local Enterprise Week is to increase awareness of the range of LEO supports and services available to micro and small enterprises.

Running from March 5th to 10th, all 31 LEOs, including LEO Waterford will be celebrating Local Enterprise Week with a range of events for start-ups, aspiring entrepreneurs and small businesses in

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Friday, 24th February 2017

Michael Garland,

bizBoost Chair,

Waterford Business Group

There is much to look forward to, in the coming weeks and months!

This unseasonably warm, dry weather, does not alter the fact that we are still in Winter! Whilst you may well have the odd Daffodil and Crocus, poking their colourful heads above ground to say “Hello”, there is every chance that we will shortly return to colder weather. Not by all accounts, such cold weather that marks February 2017 as the coldest since records began, but colder weather all the same.

Not that I wish to be too grumpy an old man, as Spring will be with us very shortly and there is much to look forward to, in the City and wider afield.

The City Council, as previously written about, have given their support to nearly 80 festivals and events. This is in addition to some

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Friday, 24th February 2017

John Smiles

Qualified Financial Advisor

What is a bond?

A bond is an IOU between an investor and a bond issuer. The issuer will normally be a Government or a company. The investor lends the bond issuer a set sum of money in exchange for a promise to pay back the lump sum at a pre-agreed date in the future and regular interest payments throughout the term of the loan.

The ratings agencies rate companies and governments so that investors can judge how risky the bond issuer is and the likelihood of having their investment repaid at the end of the term. Generally, the less financially stable the bond issuer is, the greater the interest payment – for example the US government would pay a smaller rate of interest than a small company in a developing economy.

If you buy the bond at the date

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Friday, 24th February 2017

Waterford TD, Mary Butler has said that without a robust national strategy for increasing the supply of rental accommodation, average rents will continue to rocket.

Deputy Butler made the comments following the publication of the latest Daft report which shows that the average rents across both the city and county of Waterford increased by 10.7% in 2016.

“Average rent in the city now sits at €745 while in the county it’s now at €706. Last year’s increases are not sustainable in the long term.

“The clear evidence in this report is that Minister Coveney needs to revisit the rent cap regulations and include Waterford City and parts of the county.

“However, without a strategy to increase the overall supply of private rental accommodation, there will be a continual imbalance between demand and supply causing inflationary pressure on rental prices.

“Rents are so high around the

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Friday, 24th February 2017

Sinn Fein MEP Liadh Ní Riada has called on the government to introduce real rent certainty in Waterford as a matter of urgency.

The Ireland South MEP made the call as a new report from Daft.ie showed rent inflation for the end of 2016 to be at its highest level in at least 15 years.

"The figures released in the Daft.ie rent inflation study expose just how woefully inadequate Fine Gael and Fianna Fail's rent certainty cop out legislation was," she said.

"We now have a situation, right across the country, where people lucky enough to find themselves in employment will be working full time just to pay the rent. When you add this to the ever increasing cost of living, with everything from education to car insurance becoming increasingly unaffordable, it paints a pretty bleak picture for low and middle income families.

"This

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Letters to the Editor

  • OUR VIEW

    Ophelia wreaks havocThe clean-up of in the aftermath of Hurricane Ophelia is now seriously underway. The ferocity of Ophelia was clearly signposted by the national authorities and their warnings were heeded by the general populace with a few exceptions. The whole of the country was virtually in shutdown for the whole of Monday with all air and land transport practically non-existent. Ireland to all intents and purposes was isolated from the rest of the world for most of the day.In Waterford City an …

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