Sunday, 19th February 2017
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Wednesday, 15th February 2017

Michael Garland,

bizBoost Chair,

Waterford Business Group

So it begins......AGAIN!!!!

If you are in favour of the expansion of Waterford City and the greater South East region (which I am), then you will be positively disposed to support the “Report of the Waterford Boundary Review Committee”. A rather meaty 70 page document, which was released last week and immediately, started World War III. With ALL manner of, hitherto silent TDs, from “Across the border”, suddenly getting their tuppence worth on the local airwaves. In fact I would not be surprised if some had contacted The Donald and asked him to fund building another wall!

It will be our shootout at the Ferrybank Corral, with party TD against party TD. The opening salvos have already been fired in the run up to the report’s release. Locally, we have FF and FG Councillors, upsetting their elected TDs,

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Wednesday, 15th February 2017

John Smiles

Qualified Financial Advisor

The Social Welfare and Pensions Act of 2011 changed the age at which citizens could qualify to receive the State Pension. Up to then, a person at work was entitled to receive a Transition Pension payment when they reached their 65th birthday and the State pension commenced at age 66. This Act removed the Transition payment entirely thereby increasing the retirement age to 66.

For those born in 1955 or later the Pension will commence when they reach 67; for those born in 1961 and later the pension age will be 68.

The State pension is worth about ?12,000 per year and for many people it will be the main or sole benefit they will receive in old age. At the stroke of a pen, hundreds of thousands of citizens were deprived of a future income of up to

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Wednesday, 15th February 2017

Thirty-three of Waterford’s top businesses have been shortlisted for the third annual Waterford Business Awards, organised by Waterford Chamber and media partners WLRfm.

The gala awards ceremony will take place on Friday, March 3rd in Faithlegg House Hotel & Golf Resort, where the selected businesses will be celebrated for their extraordinary contribution to the economic life of Waterford.

Speaking about the awards, Waterford Chamber President Laurent Borla said, “This is the third year of the Waterford Business Awards and the calibre of entrants continues to grow each year. We are delighted to be able to recognise the outstanding work that is going on in Waterford City and County and to laud and encourage our business providers as they continue to make Waterford a great place to live, work and do business.

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Wednesday, 8th February 2017

Michael Garland,

bizBoost Chair,

Waterford Business Group

Never fear, the Six Nations are here!

Slightly off topic this week. My other passion in life, apart from being a MAMIL, started on Saturday last - the RBS Six Nations. The annual rugby festival of our four Home Nations, France and Italy, all slugging it out to win the Grand Slam,

Championship or Triple Crown. So much at stake, great

sporting rivalries and a sense of camaraderie that defines this sport, on and off the field of play.

After a wet, cold, rainy and sleety cycle on Saturday morning I returned home, eventually warmed up, showered, a quick bite to eat and I switched on the old BBC to watch the pre-match build up. A match that would define both Scotland’s and Ireland’s Six Nations’ campaign. A loss for either side would mean an end to Grand Slam and

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Wednesday, 8th February 2017

John Smiles

Qualified Financial Advisor

Why are savers taking risks in retirement?

Twenty years ago, 10-year government bond yield was 8%, 10 years ago it was 5.2% and now it sits at 1.35%. The sharp drop in income from government bonds has had a significant impact on investors, particularly those in retirement.

The rate at which your pension pot is converted into an annual income is based in part on the 10-year government bond yield – not bad when it sits at 5.2%, even better when it peaked at 12% in 1990. But not when it falls to below 2% as the Eurozone endures a prolonged period of record low interest rates forcing pension savers to lock in extremely low levels of income for life. Most pension savers must now actively consider the purchase of an Approved Retirement Fund [ARF] instead of the traditional

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Wednesday, 8th February 2017

FOR SALE BY PRIVATE TREATY: Curluddy, Carrigeen, Co. Kilkenny

AMV €150,000

Brought to the market by O’Shea O’Toole Auctioneers, this charming cottage with character stands on an elevated site with beautiful overland views towards Tory Hill an of the surrounding landscape. Built in 1790 the cottage has been sympathetically and beautifully renovated.

Exposed ceiling beams, white painted lime plaster walls and a beautiful inglenook fireplace are some of the cottage's nice features.

The cottage is conveniently located on a quiet country road 7 km north of Waterford city, 1.5 km from Carrigeen village and 2.5 km from the M9 Motorway.

Waterford city Ireland's oldest city and the commercial and administration centre of the south east has an attractive and vibrant retail environment for shoppers with a wide range of tourism, cultural, services and leisure activities.

For further information contact O'Shea O'Toole, Tel (0)51 876757 or visit

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Wednesday, 8th February 2017

Almost 20% of overseas enquiries about Irish property are now coming from the United States, from a negligible base two years ago, according to a Real Estate Alliance nationwide survey.

“Property buyers from the US are increasingly securing homes and investment properties in Ireland, buoyed by a strong dollar and the lure of a resurgent economy for emigrants,” said Des O’Shea of REA O’Shea O’Toole, Waterford City.

“Real Estate Alliance are offering Irish property vendors the chance to take advantage of this mini-boom by registering for our upcoming Irish Property Exhibition in Boston.

“The average house price in the US in November 2016 was $365,200 (?341,739), compared to our Average House Price survey national value of $216,856 (?202,926), so there is obvious value for American buyers in Ireland.

“Our agents around the country report that enquiries from the UK have dipped by a third

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Wednesday, 1st February 2017

John Smiles

Why did commodities do so well in 2016?

John Smiles

Qualified Financial Advisor

Why are there different tax rates on savings?

There are different type of taxes depending upon the type of savings vehicle used. Deposit Interest Rate Tax or DIRT is imposed on the interest paid on deposit accounts. Exit Tax is levied on profits made on pooled funds such as investment bonds and UCITS.

Up until 2016 the rate of both taxes tended to be the same. In 2008, the government raised the rate from 20% to 41%, the equivalent to the highest rate of income tax. At that time, longer term deposit accounts were paying close to 5% pa as troubled banks sought to attract deposits in order to shore up their broken balance sheets. The increased tax was an irritant because savers were still receiving a net rate of 2.95%

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Wednesday, 1st February 2017

REA O'Shea O'Toole are delighted to present this very attractive property to the market.

Airfield Point built in 2006 is a beautifully presented 4 bedroom detached house in a mature setting only a short stroll from the renowned fishing and holiday village of Dunmore East on the South East coast of Ireland. A most attractive detached home ideally located in a quiet cul de sac near the main entrance to this most sought after development. The accommodation which extends to 1859 sq.ft. comprises a bright spacious entrance hallway with Guest w.c., spacious Lshaped Sittingroom-Diningroom with doors leading to the large Kitchen/Dining area overlooking the south facing rear garden. The utility room, is adjacent to the kitchen and a livingroom and guest bedroom are accessed from the hallway. Upstairs there are three bedrooms, the main bedroom is en suite with a walk

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Wednesday, 1st February 2017

Searches for new homes in Waterford have increased by 117% in the week's following the launch of the "Help-to-buy" scheme by the Government, according to Ireland’s No.1 Property website – Daft.ie.

The property website which has 2.21 million unique users each month recorded an increase of 117% in searches for new homes in Waterford when compared with the same period last year.

Commenting on the data; Martin Clancy from Daft.ie said: “The spike in searches was quite large and certainly points to an increased interest in new homes on the back of the launch of the "Help-to-buy" scheme for first-time buyers. The areas to attract the most interest in Waterford were Waterford City, Dungarvan, Tramore, Ballyduff and Portlaw.”

"In Waterford City, prices between September and December 2016 were 16.4% higher than a year previously. The average house price is now €148,000, that's an

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Letters to the Editor

  • OUR VIEW

    Travel chaos as strike likely to go aheadWith the Bus Eireann strike for February 20th looking as if it will go ahead it seems that the workers in that particular section of the C.I.E. company will get the overwhelming support from their co-workers in Bus Eireann and Irish Rail. This will mean that public transport in the country will effectively come to a standstill next week. Considering that some bus stations share the same facilities between Bus Eireann and Dublin Bus it is understandable that some p …

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